What is Conditional Sale?
A Conditional Sale (CS) agreement is a traditional way of purchasing a car or other vehicle on finance, offering a straightforward agreement that involves paying a deposit followed by equal monthly payments.
How does Conditional Sale work with Stellantis Financial Services?
Stellantis Financial Services offers Conditional Sale agreements on both new and used vehicles across the brand network. When entering into an agreement, you will specify your deposit along with your agreement term which will determine your monthly payment.
Conditional Sale in three stages:
1. Deposit
You’ll pay a deposit at the beginning of your agreement. You can also trade in your existing vehicle to put towards this deposit.
2. Monthly Payments
You’ll agree on a monthly payment that works for you and your budget; this will be established at the start of your agreement with us.
3. Enjoy!
Once delivered, you can enjoy your vehicle straight away and once the agreement ends and all payments have been made, we will transfer legal ownership of the vehicle to you.
Features & Benefits of Conditional Sale
- Conditional Sale finance is ideal if you’re looking to own the vehicle at the end of your agreement
- Unlike other products, you don’t have to estimate your mileage to determine your payments
- No Guaranteed Future Value (GFV) payment at the end of the contract
- Spread the cost of buying a vehicle
- Flexible deposits, repayment periods and monthly costs
What happens at the end of a Conditional Sale agreement?
At the end of your agreement, once you have made your final payment, ownership of the vehicle will automatically transfer to you. There are no additional steps to take.
Conditional Sale for Business
Stellantis Financial Services are pleased to offer Conditional Sale for Business users. To find out more, visit your local retailer.
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